![]() ![]() To figure out how much to budget for each category, you’ve got to actually know what you’re currently spending. Here’s how you figure out how much cash to put in each envelope: While fixed expenses (like rent/mortgage, car payment, Netflix, phone bill etc.) come directly out of your account, you use cash for other expenses. Instead of making purchases with a debit or credit card, you use cash for all variable expenses that you run the risk of overspending.įor example, groceries, eating out, clothes, shoes, entertainment etc. It’s a simple cash-based system that makes it easier to spend less, stick to a budget, and take control of your finances. While popularized by Dave Ramsey, the cash envelope system has been around since there were both cash and envelopes. GET STARTED WITH CASH ENVELOPE TEMPLATES. ![]()
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